All Greenwood SC Real Estate

Lake Greenwood Polo Ct Absolutely Gorgeous Lake Front Point Lot in Veranda Beach a Grand Harbour Community I could add every descriptive word there is and it still would not come close to describing this property. Priced to  steal $285000

Words are just not enough to do this piece of paradise you must see it for yourself. 180 degrees of wide open water and The Greenwood State Park across the lake. Private dock in place. When only the best will do this is the one you've been looking for. There are very few lots like this left on Lake Greenwood especially at this price. HOA Fees $250 mth enjoy the neighborhood pool and pavilion with fireplace, clubhouse and casual seating area. Membership to Grand Harbour amenities such as golf, tennis, yacht club, restaurant, marina, Olympic size pool, fitness center, and much more...

This is an opportunity to own one of Lake Greenwood's most spectacular views don't let it slip away at this price.

Listed by Greenwood Realty & Sally Morris Contact Sally

What When Where And How Much A Guide To Buying Lake Greenwood Real Estate 

The What is whether to buy a lake house, lake condo, or lake lot.

The When is when do you plan to use the property

The Where is where on the lake you want to be.

The How Much  depends on how you plan to use the lake property and what your budget allows

First we'll deal with the What. There are many things to consider when you are looking for a lake property. What you buy depends on what your requirements and your lifestyle. Many people want space between them and their neighbors or love to work in a yard for these folks a condo just wouldn't do. Maybe it's just the opposite they may want the camaraderie of other people and don't want to spend their time on lawn care or depend on someone else to take care of it, they just want to come relax and enjoy the water a home, a condo may be just perfect. There are those who will live in the home full time and they will require more than a weekend cabin for year round comfort and then there are those who just want a simple home away from home and it doesn't have to have the amenities they would require if this was their only residence. They are fine with roughing it for a few days. Anothe roption is to buy a lake lot and build a home, put a manufactured home on the lot or maybe an RV. As you can see there is a decision to make before you even begin the search for your lake property. This will lay the foundation for your search.

When is the next priority, you will want to decide when you will be ready to buy if it is right away or you are just shopping you will want to find a real estate agent to work with. You only need one so pick someone who you feel a connection with and stick to that agent. The agent will get to know you, your likes and dislikes and will with communication be able to hone in on the properties best suited for your needs. If you are just beginning and don't have an immediate plan to buy you have time to shop around, set up automated listing notifications through the agent you feel comfortable with,let them know what stage you are in, your timeline and get a feel for what you csn buy for the money you can spend.

Where Lake Greenwood is a big lake with many personalities depending on which part of the lake you are. It goes from shallow as little as 1 ft. to over 60 ft deep. There are areas where there are mostly manufactured homes, campers, fishing cabins to luxurious lake homes in sxclusive gated communities and everything in between. It goes without saying the deep water, docks or ability to have a dock, in gated communities carry a higher price tag,  

How Much most importantly how much you can spend will determine the choices you will have. if you want the deep water, a dock & gated community you can plan on spending $300,000 and up. If you want deep water, a dock or ability to have a dock but you don't care about the gated community and you are ok with a small home or even a manufactured home  plan on spending from $160,000 up unless you find a fixer upper or foreclosure. You might be fortunate enough to run up on a property priced under market price. A good real estate agent will be invaluable to you in keeping an eye out for those treasures. There is one a client of mine bid on yesterday. Great water! with a dock not so nice manufactured home but definitley fixable with a big beautiful  covered deck overlooking the lake. If you are looking for a lake lot you can expect to spend $100,000 and up for year round water that is dockable. Most gated communities will require at least an 1800 sq. ft home, architectural guidelines and no manufactured or modular homes. A nice lot on year round water dock-able outside of a gated community are hard to find and typically will run $100,000 and up too but you won't have the restrictions on what you put on it in most areas around the lake. You can buy a lot in a shallow or narrow cove dock-able or not for less than a $100,000 and use the public boat ramps scattered around the lake for much less but they are not as plentiful. I have seen some lakefront lots not in a subdivision dock-able in a shallow cove ( probably dry in the Winter for as little as $25,000 a little more or a little less. I've also seen small lake homes in similar water for $60,000 a little more or a little less. So there is probably a property for just about everyone's price range.

If you would like someone to guide you trhough the process I would be thrilled to help you, no matter what your budget. I look forward to showing you what Lake Greenwood has to offer.

New HAFA Rules Can Make A Short Sale A Short Sale 

There is the usual red tape that one has to wade through but all in all this looks like a definite improvement over the short sale policies previously. This video provided by the NAR lays out the guidelines clearly and in plain speak. If you are a real estate agent, home owner, or a buyer, short sales are looking promising for all parties concerned.

This video compliments of The National Association of Realtors

Greenwood SC Realtor Says "Moving May Not Mean The Same Thing To Everyone"

Are you nearing retirement? Do you have a concrete plan as to how you will live? Where you will live? Many people have all of this worked out at least in their minds but there are also many who live in the day and haven't put much thought into their tomorrows. In the volatile economy we live in it is not wise to take the future for granted. We saw many people who had made their plans, saved and invested in their tomorrow left dumbfounded as they lost it all or most of it all. We are living in a time when nothing is secure. It's time to execute a plan with a safety net. A way to make sure your money lasts for a lifetime. You have to work within the confines of your budget now and then.

1. Get rid of all your debt and stay out of debt, now is the time to clear the books while you have the income to do that.

2. Concentrate on paying off your home, you want to own it outright by the time you retire if at all possible. Or sell your home and downsize. Do you really need the big home you own now? The equity in your home can pay for a smaller more modest home and may even allow you to put any extra money to work for you.

3. Build a budget that will allow for the most savings.

4. Control your spending habits learn to make do on less and conserve what you have. Now is the time to change your ways.

5. Invest wisely and diversify.Some into money you will need in the next few years, money you won't need for say the 15 yrs. Watch the market as a whole not just in individual companies invest some money for the long term be aware that those investments will rise and fall. There is no 100% risk free investment but you can, with sound advice end up with a nice nest egg for retirement.

6. Keep your job s long as possible or if you have already retired get a job every extra money you earn improves your benefits.

7 Don't fall for the reverse mortgage pitch. If you need to do a reverse mortgage put it off until all the rest of your income sources are exhausted and then look into it.

8.Should you consider moving in with your children or have your working, self sufficient children move in with you, extended families can be so much help each other. Your children might love to have help at home with children, housework, cooking, and other activities that you would have the time to do and would love to do and they in turn can help you.

Solutions come with every challenge we face in life and understanding that change is constant you can roll with them if you will be open to thinking out of the box and changing along with your circumstances.

Happy Easter from Romeo, Oliver and Beau in Greenwood SC

 Beau

     Romeo   Oliver

Lake Greenwood Welcomes The Southern Crappie Tournament April 2nd & 3rd  come out and support the contestants who have pre-qualified during the season's regular events. It is considered to be the "Super Bowl" of The Southeastern Crappie Fishing Tournaments. The public is invited to the weigh in being held at Charlie B's from 3 to 4 pm each day. Quality Bait will be selling the minnows which will used in the tournament at Charlie B' s also starting Wednesday 3/31 - Saturday 4/3/010 Over $25,000 in cash and prizes are to be awarded for the two day even.Spectators will also be able to win prizes.

Some of the events sponsors are Charlie B’s, B’n’M Poles,Board Branch Woodworks,Center For Prosthetics, Greenwood Regional Tourism & Visitors Bureau,Humminbird, MinnKota,, Southern Crappie Rods, & Wally Marshall

A first time event this year "Southern Crappie Kids" is hosting a children's tournament on Saturday at the Star Fort Revolutionary Pond in Ninety Six SC on Kinard Rd right off of Hwy 246 S April 3rd from 9:00 AM to 1:00 AM awards and prizes will also be awarded winners of this tournament. Registration is from 8:00 AM to 8:45 Bait for this event will be supplies by Quality Bait also. Thanks go out to the following sponsors for the children's event Greenwood Regional Tourism & Visitors Bureau, Town of Ninety Six, Charlie B’s and many more.  SCTT says it hopes to make Lake Greenwood an annual stop for these events in the coming years.

Lake Greenwood is known to be one of the best fishing lakes in the Southeast for Bass, Stripers Crappie, Brem, & Catfish

Dear Homeowner You Know When You're In Trouble With Your Mortgage sooner than anyone else. Contacting your lender before it gets out of hand can get you back on track in many cases, there are usually remedies for short term difficulty, they don't want your home back. On the other hand if you know that your circumstances have changed long term and that there is no short remedy that is going to allow you to make the payments then hanging on to the last minute and having the lender take action is not smart. Coming to grips with the situation you are in and making a decision to change your lifestyle to fit your present situation is pro-active.

You can make the decision can lift the burden off so you can regroup and move forward in peace. Make the decision swiftly, interview Realtors, pick the best one for your area and put your home on the market and get it sold! Making plans for your next move will be based on your bottom line, it may be that you will need to rent or maybe move in with a relative for awhile, whatever will work for you until your situation changes. Time changes everything and in time, with wise choices you can get back on track. Remember the decision you make to regroup instead of waiting for the ax to fall will make the difference as to how long it will take to get back on track, and possibly saving your credit. Taking the burden off will allow you to think more clearly and you will be able to take charge of your life and move forward unencumbered.

The hardest decision to make is the decision to make the change needed, once you have made up your mind to do what it takes, the rest will fall into place. There is no substitute for peace of mind and taking control of your destiny rather than letting destiny take control of you is priceless. 

No one wants to have to go backward but sometimes backward is the only direction you can go in order to go forward. Remember this is not a forever situation it is a now situation and you can make the journey easier with the right frame of mind.

Great post and I agree with you a staged home evokes emotion that an empty home does not. That is not to say that the only way to sell a home is to stage it but I cetainly think it helps tremendously. Many sellers may feel that their propfit margin will not allow for that expense but time is money and the faster it sells the bigger the bottom line.